Mistakes After a Hurricane Insurance Claim

Answer:

As a result of a hurricane claim, we have seen people make various types of mistakes. Number one is they don’t realize how much damage has been done to their home. For instance, primarily with tile roofs, a lot of people look at their roofs and they see the tiles are all in place and they think there’s no damage when in fact there could be substantial damage due to what’s known as lift where the seal has been broken between the tile and the roofing structure itself.

The other mistake we see people make occasionally is they do not document the claim properly or keep track of their time spending on putting their claim together and preserving their property under your policy of duty to preserve any property from further damage and you’re entitled to be compensated for the time that you do that. It needs to be documented.

The last mistake we see occasionally is that people don’t document their claim as far as with photography or video. It’s very important to document everything that’s been damaged as a result of the storm and to hang on to it. Do not discard it because insurance company wants the opportunity to look at it also and evaluate your loss and also sometimes insurance company wants to pay you for it and want to take possession of the salvage. Please make sure that you document your claim before you throw anything away.