Other Driver Doesn’t Have Insurance

Answer:

If you’re involved in a car accident in Florida and the other driver does not have any insurance, there are certain ways that you can still recover for your damages. That’s why it’s important to get a personal injury attorney involved as quickly as possible so that we can do an investigation into the coverage that’s available both for the at-fault party and also through your own insurance policy. Insurance policies are somewhat complicated to navigate. We specialize in that. We do it every day. It’s important to contact someone who has that knowledge that can make sure that you’re getting all of the compensation that you’re entitled to.

We’re always happy to talk with people, even if they just have questions about their own insurance policy at any time, even before they have a motor vehicle crash, so that unfortunately, if you are ever involved in that situation, you have the appropriate insurance coverage that’s going to protect you and your family because, in Florida, there is no requirement to have bodily injury liability coverage. That is what the at-fault driver would use to compensate you for your damages if they cause a crash. Whereas on your own insurance policy, you can purchase something called uninsured/underinsured motorist coverage. That’s what protects you. It’s somewhat of a complicated system. That’s why we’re always happy to answer any questions that people have regarding their insurance policies or insurance coverage because we want to make sure that people have the ability to be compensated if and when they’re injured in a crash.