What to Do If Your Hurricane Insurance Claim is Denied in Florida

Goldstein, Buckley, Cechman, Rice & Purtz, P.A. is a law firm based in Southwest Florida that specializes in personal injury cases, including hurricane insurance claim denials. We have been serving the local community since 1962 and have gained a strong reputation for providing high-quality legal services.What to Do If Your Hurricane Insurance Claim is Denied in Florida

If your hurricane insurance claim has been denied in Florida, we can help you navigate the complex legal process. We will review your policy, gather evidence, and challenge the decision made by your insurance company. We can assist you in filing a complaint with the Florida Department of Financial Services and represent you in negotiations with your insurance company or in court if necessary.

Our team of experienced attorneys has a wealth of knowledge and resources to draw upon to help you obtain the compensation you deserve. We understand that a hurricane can be a very stressful and difficult experience, and we will work tirelessly to help you get the best possible outcome.

If you live in Southwest Florida and have had your hurricane insurance claim denied, Goldstein, Buckley, Cechman, Rice & Purtz, P.A. can offer you a comprehensive legal solution. Don’t hesitate to contact us for a consultation to see if we can help you with your insurance claim.

When a hurricane strikes, the resulting damage to your property can be extensive. In many cases, people seek the assistance of their insurance company to help cover the costs of the damages. Unfortunately, there are times when the insurance company denies the claim, leaving you unsure of what to do next. If you find yourself in this predicament, here are some steps you can take to help resolve the situation.

Review Your Policy

The first step when dealing with a denied insurance claim is to review your policy to ensure that the insurance company has acted lawfully. Take time to go over all the details and understand what is and is not covered. This will help you determine if the insurance company has acted within the parameters of the policy.

Learn Why Your Claim Was Denied

If your claim has been denied, your insurance company should provide you with a reason why. Take the time to understand the reason for the denial. You can then determine whether the decision was lawful or not and what steps you need to take next.

Contact Your Insurance Company

After reviewing your policy and learning the reason for the denial, contact your insurance company. Let them know that you have reviewed your policy and understand the reasons for the denial. Remember to stay professional and polite during the conversation. Ask them to explain the reason for the denial in more detail and what steps you can take next.

Hire an Attorney

If you are still unsatisfied with the decision made by your insurance company, you might need to hire an attorney. An attorney can examine your policy, review the evidence, and suggest what steps to take next. Hiring an attorney may be an added expense, but if you can get your claim approved, it might be worth it.

File a Complaint

You can file a complaint with the Florida Department of Financial Services if you believe your insurance company has acted unfairly. The department will investigate your case and determine whether the insurance company has acted unlawfully. You can do this by visiting their website or giving them a call.

Document Everything

It’s essential to keep detailed records and documents of everything that has happened. Save all communication with your insurance company, whether it’s email or phone conversations. Also, take pictures and videos of the damage caused by the hurricane. This will help your case if you need to escalate the matter to an attorney or a government agency.

Goldstein, Buckley, Cechman, Rice & Purtz, P.A. is a law firm based in Southwest Florida that specializes in personal injury cases, including hurricane insurance claim denials. We have been serving the local community since 1962 and have gained a strong reputation for providing high-quality legal services.

If your hurricane insurance claim has been denied in Florida, we can help you navigate the complex legal process. We will review your policy, gather evidence, and challenge the decision made by your insurance company. We can assist you in filing a complaint with the Florida Department of Financial Services and represent you in negotiations with your insurance company or in court if necessary.

Our team of experienced attorneys has a wealth of knowledge and resources to draw upon to help you obtain the compensation you deserve. We understand that a hurricane can be a very stressful and difficult experience, and we will work tirelessly to help you get the best possible outcome.

If you live in Southwest Florida and have had your hurricane insurance claim denied, Goldstein, Buckley, Cechman, Rice & Purtz, P.A. can offer you a comprehensive legal solution. Don’t hesitate to contact us for a consultation to see if we can help you with your insurance claim.