Life After Property Damage

Do you have serious property damage after a car accident and have questions about life after property damage? Contact our attorneys today.

Mistakes After a Property Damage Claim

Life After Property DamageSome people think that because they’re in an accident that the insurance company must take care of their vehicle right away when in fact it’s the claimant’s responsibility to move forward and prove their claim. If a car is drivable, many people don’t necessarily get an estimate on it right away or get it to a body shop or to an appraiser to get estimates when in fact, it’s the insurer’s or your duty as a claimant to mitigate or minimize your damages. You need to move quickly and get your car appraised, get it started towards repairs. If you’re in a rental car, then you need to get repairs authorized as soon as you possibly can because you need to minimize the time that you’re in the rental car because the insurance company only has to pay for reasonable time. Now, we can argue what’s reasonable and what’s not but our advice normally is to tell people get started right away on your repairs so that you can get your car back or get a replacement vehicle if it’s a total loss in a timely fashion so you’re not without a car and you’re not fighting over a rental and things of that nature.

Claim Qualifications

An auto damage claim in Florida simply means that some damage has been done to your vehicle or the personal property inside the vehicle as a result of a collision due to somebody else’s negligence. In those situations, you’re entitled to be paid for all the damage put in your car back to the way it was the moment before the accident happened plus payment for any damage to your personal property, like sunglasses, watches, jewelry, clothing, if you had food in the car that got damages. The defendant is responsible for that. The problem is just getting the people to document their loss so that they can be paid. That’s one of the things we do here at the firm. We help document exactly what was lost. It’s not just damage to the car but it’s also what’s inside the car that can be covered.

Case Timeline

There is a time limit for an auto damage claim in Florida depending on who you’re making the claim against. If you’re making the claim against the party that caused the accident, then the statute of limitations is four years from the date of the accident to either settle your claim or file a lawsuit, otherwise the claim will be forever barred. If you’re making a claim for damage to your vehicle under your own insurance company’s policy under your collision coverage, then there’s a five-year statute of limitations for bringing that claim either to settle it or file a lawsuit within that five-year window, otherwise the claim is forever barred.


Do you have serious property damage after a car accident and have questions about life after property damage? Contact our experienced Southwest Florida car accident property damage lawyers today for a free consultation and case evaluation.

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